Under Social Security, there are two general categories of benefits: retirement benefits and disability benefits. When you work and pay Social Security taxes, also called 'FICA,' (FIGH-kuh) you earn credits to get retirement benefits.

In most cases, children's social security or S-S-I benefits are payable only until age 18. However, there are several situations where benefits may continue beyond 18.

If you're currently receiving Social Security disability benefits, those benefits will continue as long as you're disabled. However, your case will be reviewed periodically.

In many cases, family members may qualify for social security benefits on your work record. If you become disabled, they may be eligible for dependents' benefits.

Those with a disability who want to work can take advantage of the work incentive program. This special group of rules is designed to help you ease back into the workforce.

The social security administration defines household workers as anyone who is employed to work in or around someone's home. Some common examples would be babysitters, maids, butlers, cooks, laundry workers, gardeners, and chauffeurs.

Medicare has two programs designed to assist those with low income and limited resources. Both are run by the health care financing administration, along with your state agency that handles Medicaid.

Each state has some leeway in determining who is eligible for Medicaid; however, in order for the states to receive federal funds, there are certain groups that must be covered.

Ordinarily, a person who has worked under social security is eligible for full retirement benefits starting at age 65. You may also have the option to draw retirement as early as age 62; however, if you do, your monthly payment will be permanently reduced.

Today, almost 60 percent of the female population works outside the home. While social security has always paid benefits to women, more women than ever now qualify for the protection social security can provide.